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alternative minimum tax American annual annuity assets average bank bear market benefits Biggest holdings Bond Fund Brokerage bull market Call 24 hours Cancer capital cash charges and expenses City/State/Zip complete information cost coverage credit card deduction Distributor dividends Dollar Dreyfus Federal Fidelity Franklin free prospectus Fund's Ginnie Mae growth and income Growth Fund guarantee high yield including management fees Income Fund insurance company interest rates invest or send investors loan long-term ment Merrill Lynch MetLife Minimum initial investment Money Fund Money Market Fund month mortgage Municipal Municipal Bonds mutual fund Name Address no-load offers P.O. Box PAX WORLD FUND payments performance portfolio read it carefully rent rental RESEARCH Rowe Price sales charges says Scudder securities sell send money shares SPDA spend Tax-Free Income There's tion total return U.S. Government U.S. Treasury