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American annual total returns annualized return assets AT&T Average Annual Total Benna Berger bond funds Brady bonds Broker capital gains charges and expenses charities companies complete information coverage dealer deductible discounts Distributor Dividend Reinvestment Plans earnings Fidelity Fidelity Investments FINANCE MAGAZINE DECEMBER free prospectus fund-raising Fund's future results Growth Fund guarantee including management fees Income Fund invest or send Investment return investors J.C. Penney Keogh Kiplinger Kiplinger TaxCut KIPLINGER'S PERSONAL FINANCE less linafelter loan MAGAZINE DECEMBER 1993 ment months Morningstar mutual fund NCIB No-Load No-Load No-Load No-Load NordicTrack offer Past performance payment period ended PERSONAL FINANCE MAGAZINE portfolio principal value PROSCAR prostate Read it carefully retirement return and principal risk Rowe Price sales charge savings says send money share price Standard & Poor's TaxCut Ultra Service Value Line WalkFit yield